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This policy
explains what The Bank of Commerce does to keep your personal
information private and secure.
Collection,
Use and Retention of Customer Information
We collect, use and retain information about you as needed to
administer your accounts and relationships with the bank. The
collection and retention of your financial information also allows
us to offer specific products and services we believe will be
most useful to you. We collect nonpublic, personal information
about you from the following sources:
• Information we receive from you on applications or other
forms
• Information about your transactions with us and nonaffiliated
third parties
• Information from consumer reporting agencies
Maintaining
Accurate Information
We have established procedures to ensure your financial information
is accurate, current and complete. Should you ever believe our
records contain inaccurate or incomplete information about you,
please notify us. We will promptly investigate your concerns and
correct any inaccuracies.
Restricting
Access to Confidential Information
We take your privacy expectations seriously. We restrict access
to nonpublic, personal information about you to those employees
who need to know that information to provide products or services
to you.
Employees
are educated on the importance of maintaining the confidentiality
of customer information.
We maintain
physical, electronic and procedural safeguards which comply with
federal standards to guard your nonpublic, personal information.
As technology continues to advance, we will continue to evaluate
security standards to protect your information from access by
unauthorized persons.
Disclosure
of Customer Information to Third Parties
We are highly selective in choosing vendors and service companies
that assist us in providing quality products and services to our
customers. We may share certain customer information with these
third parties to facilitate the offering, administration, collection
and delivery of these products and services under controlled circumstances
designed to protect our customers' privacy. We require third parties
to comply with strict standards regarding security and confidentiality
of such information. They are not permitted to release, use for
their own purposes, or sell any customer information we share
with them to any other party.
We do not
sell to third parties the personal information you have given
to us in confidence. We do not disclose any nonpublic, personal
information about our customers or former customers to anyone,
except as permitted by law.
These privacy
principles apply to individuals only. These principles are for
general guidance and do not constitute a contract or create legal
rights and do not modify or amend any agreements we have with
you.
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EQUAL HOUSING LENDER |